One action.
Six manual steps
automated.

Calyx Path is a highly configurable, cloud-based mortgage banking platform that turns role-based decisions into automated workflows. It handles the validations, notifications and next steps that keep each loan moving.

Schedule a demo Explore the platform →
ONE ACTION Submit to underwriting →
PATH AUTOMATES THE WORK
Routes the loan to the underwriter ✓
Sends a notification to the borrower ✓
Notifies the loan officer and
underwriting team ✓
Runs underwriting-readiness
validations ✓
Records the handoff in the audit trail ✓
Updates the loan status to
Underwriting ✓

 

 Calyx has helped lead mortgage technology for more than 30 years.  Path is what we built for what comes next. 

THE PATH PLATFORM

One platform. Native toolsbuilt around a single loan record.

Path brings origination, pricing, documents, compliance, borrower engagement and workflow together in a single operating environment. Every tool pulls from and saves to the exact same loan record, eliminating the handoffs, rekeying, data translations and inconsistencies created by stitched-together systems. 

One loan data set

One Loan. One Workflow. One Set of Validations. 

For mortgage lenders, that means faster processing, lower operating costs and fewer opportunities for data inconsistencies to create compliance risk. Borrower information remains consistent as the loan moves from application through delivery. 

NATIVE MORTGAGE TOOLS

Everything you need tomove a loan forward.

Give your borrowers, loan officers, operations teams and third-party originators purpose-built tools that share the same platform and loan record. Teams work faster with fewer process gaps and less operational cleanup. Borrowers can trust that the status they see reflects where their loan actually is.

Borrower POS

A mobile-friendly application and borrower portal.

LO POS

A focused origination experience for loan officers.

LOS

Originate, process and underwrite from one connected data set.

TPO Portal

Pipeline, pricing and status visibility for third-party originators.

Pricer

Configure pricing and calculations using the loan data already in Path.

Findings Report

See what passed, what failed and what needs attention.

Loan Analyzer

Automate fee and condition logic from the data in Path.

Documents

Native document storage with deeply connected document-provider options.

ROLE-BASED OPERATING SYSTEM

Build your LOS around how your teams actually work.

Every lender has unique processes, responsibilities and loan workflows. Path gives you the flexibility to configure the operating experience for every role without custom development. 

Role based operating system

FLEXIBLE LENDING MODELS

Built for how lenders actually operate.

 Configure Path around the business you run today. Add support for new channels as you grow. 

Banker

For mortgage banks, credit unions and distributed retail operations.

Mini-Correspondent

A focused correspondent model with the operational control your team needs.

Wholesale

Purpose-built portal, pricing, pipeline and workflow support for TPO channels.

ONE API. A CONNECTED ECOSYSTEM.

Plugs directly into your existing tech stack.

Don't abandon the vendors you trust. Path's sophisticated API brings credit reporting, asset verification, document preparation and automated underwriting systems (AUS) directly into your Path workflow.

Explore 240+ connected vendors ➝

INVESTOR PRICING CONNECTIONS

Price with the investors your business depends on.

Use the investor relationships that support your secondary-market strategy. If an investor you need is not already connected, bring it into implementation and we will build it into your Path setup. We continue to add investor connections. 

PATH IMPLEMENTATION

Switching your LOS shouldn’t mean rebuilding your business.

Calyx starts by understanding how your team produces a loan. We then pre-configure Path around your operation and loan cycle. Your team does not have to conform to a standardized system. 

1

Discover

Operating model
People and roles
Loan-cycle handoffs
Success criteria

2

Pre-configure

Role-based access
Validations and workflow
Integrations
Operational requirements

3

Train

Administrator readiness
Role-based learning
End-user preparation
Readiness checks

4

Launch

Production readiness
Controlled go-live
Transition support
Ongoing partnership

SEE PATH IN ACTION

Stop rebuilding the loan.

Start operating from it.

 

See how Path can reduce the manual work behind every loan and lower your cost to produce.

 

Schedule a Demo